I am too much thoughtful about saving money. I hate wastage of money; more I hate to spend on useless or less utilitive goods. I always grumble over channelized expenditure. I always plan for saving more and more. My family, friends and relatives often scold me and get irritated with my behaviour. They think I am always blocking their wants and interests and likings. I cannot make them understand my point of view. Everybody tells me, "what will you do with money? we earn to spend". Is my way of thinking wrong? Am I becoming a maniac for saving money? What can be the possible reason why I always think this way, and fear to spend?